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CCPA Consumer Access, Deletion Request

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This Webpage applies solely to those who are consumers (“you” or “your”) as defined in Section 1798.140(g) of the California Consumer Privacy Act of 2018 (“CCPA”) and any terms defined in the CCPA have the same meaning when used in this Webpage.(“Company,” “we,” or “our”) provides this Webpage to outline the rights that the CCPA gives to access and to request deletion of the personal information that a business holds on you, and to give you a means easily exercise those rights.

You are entitled to be informed whether your personal information is collected, used, stored, and/or disclosed by us. You may request, up to twice per 12-month period, to be sent a copy of your personal information that we retain in our files, subject to any applicable exemptions.

In addition, you have the right to request that we delete your personal information from our records, subject to any applicable exemptions. For example, we may retain personal information that is needed to provide you with a requested service, prevent fraud, or to meet our legal obligations (additional exemptions are listed in our CA Privacy Notice). Be advised that we are not able to delete your personal information from any third party’s records unless that third party is a service provider to us.

To request access to and/or deletion of your personal information from our systems, please complete the form at the bottom of this page or call us at (877) 326-9170. On receipt of your request, we may request additional information to verify your identity and the validity of your request. While we strive to provide to appropriately answer all Requests within 10 days of receiving the Request, the Company has up to forty-five (45) days to respond. If we need additional time, we may also inform you that we need up to forty-five (45) additional days to respond and the reason(s) for the additional time. Before submitting your request, we ask that you review our Privacy Policy and CA Privacy Notice.

These documents provide valuable information about how we collect, use, store, and disclose personal information. You may find the answer you are looking for faster by reviewing these documents than by submitting a request and waiting for our response.

CCPA Consumer Access/Deletion Request Form

Online Accounts*
If you have an online account with us, we are required by law to provide your personal information via the account. If you do not have an online account, you may select between mail and email delivery.
Personal Information*
‍Would you like us to send you personal information we've collected on you?
Personal Information Exclusion*
‍If we have collected your personal information, would you like us to exclude sensitive personal information (e.g., social security number, date of birth, and financial account information) from what we send you? If you choose “yes,” we will still provide you with the categories of sensitive information we have on file, but not the content of the information. For example, we may say that we have your social security number on file, but we will not disclosure the actual social security number. If you choose “no,” we may require more thorough identity verification to protect the security of the information and we may still apply limited redactions.
Personal Information Deletion*
‍Would you like us to delete your personal information? (subject to applicable exemptions)
Preferred Method of Contact*
‍What is your preferred method of contact for your request?
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This website, www.gurufinanancegroup.com is owned and operated by Guru Finance Group, LLC™ ("Guru  Finance"). Guru Finance is a licensed lender and provides unsecured, installment loans to consumers. When you apply for a loan, you are consenting to us sharing your information, included your credit history, with our affiliates and Participating Lenders. To check rates and loan offers, a soft credit inquiry will be obtained. The soft inquiry will not impact your credit score. A hard credit inquiry which may impact your credit score will be performed prior to funding a loan. Loans are not available in all states.
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‍Important Loan Information: Loan amounts and loan terms may vary by lender depending upon borrower creditworthiness, verification of credit, and other criteria. Generally, only consumers with excellent credit will qualify for the lowest interest rates and the highest loan amounts. Loan amounts range from $10,000 to $100,000, loan terms range from 24–72 months, and interest rates range from 7.99% to 34.5% with an annual percentage rate between 10.18% and 37.36%. Participating Lenders may charge a loan origination fee up to 5% of the amount financed.  Loans do not have pre-payment penalties. A typical loan with a principal amount of $25,000 for a term of 60 months has an interest rate of 15% plus an origination fee of $0.00, and a monthly payment of $569.00. The total finance charge is $ 9,129.61 with  a total of payments of $ 34,129.61.

‍IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Guru Finance Group, LLC™
5000 Birch St.
Suite 100A
Newport Beach, CA 92660
Phone: 1-855-374-0992
Email: support@gurufinancegroup.com
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